Why does one need a Shopkeeper Insurance Policy?
Shop keeping is an economic activity pursued with the aim of earning maximum profits within the limits of Government Rules & Regulations as well as social values. To ensure that one can focus on this primary activity, it is necessary that the mind should be free from other worries not related to trading such as accidents, which could hamper the business activity
What does the Shop-keeper Insurance Policy Cover?
Shopkeeper Insurance Policy covers all the probable risks and perils faced by small to medium sized shop owners. It provides protection for the property and the interests of the Insured in the business venture.
We Cover
The package cover offers protection against loss/damage to the building and its contents
- Money in transit
- Pedal Cycles
- Plate Glass
- Neon Sign & Glow sign
- Baggage while on travel
- Accidental injury causing death/disability
Who can be insured
Any small shopkeeper exposed to one or more of the above-named contingencies. He can choose benefits under four (minimum) or more sections. P.A Cover is offered for insured spouse and children (Age 12 – 70)
What is insured
- Building and contents Fire lightning Acts of God Riot Strike and malicious damage impact damage explosion of gas in domestic appliances overflow of water tanks.
- Burglary House-breaking and Theft.
- Money in TransitLoss due to accident or misfortune
- Pedal CyclesFire lightning explosion Riot Strike and Malicious Damage
- Acts of God Burglary House breaking Theft external accident and also
- Legal liability with a limit of Rs.10 0
- Plate Glass (Fixed)Accidental breakage
- Neon sign/Glow sign
- Fire Accidental damage Riot Strike and Malicious Act and or theft.
- Baggage while in travel
- Loss due to accident or misfortune
- Personal AccidentAccidental injury causing death/disablement/loss of limb total/partial